AI raises three major ethical concerns: privacy and surveillance, bias and discrimination, and the essential role of human judgment. Debates about enhancing privacy protections and reducing bias in algorithms used in sentencing, parole, and hiring are now common. Yet, the most challenging question remains unresolved: whether AI can replace human judgment in critical life decisions. While some argue that AI can help minimize biases inherent in human decision-making, critics like Sandel warn that AI might not only replicate existing biases but also lend them a false appearance of scientific credibility, making them seem more acceptable. In sectors like lending, AI risks perpetuating historical discrimination if not carefully managed, highlighting the potential for institutional discrimination to resurface.